DEBIT CARDS

One of the advantages of debit cards is that they can be used reasonably easily for overseas travel, and they can be less expensive than other ways of accessing spending money.

Debit card fees for overseas transactions
Big five banks	Account	Currency conversion	ATM withdrawal ($)	Purchase fee ($)
ANZ	Everyday Visa Debit	3.00%	5.00	2.00
Commonwealth Bank	Complete Access	2.00%	5.00	1.00
NAB	Classic Banking	2.00%	4.00	0.00
NAB	Gold Banking	0%	0.00	0.00
St George Bank	Complete Freedom	2.50%	5.00	0.00
Westpac	Choice	3.00%	5.00	0.00
Data for all credit card providers
Minimum		0.00%	0.00	0.00
Maximum		3.65%	12.50	5.00
Median		2.00%	4.20	0.60

My Choice: NAB Visa Debit Gold

NAB GOLD VISA DEBIT CARD

• We waive the $10 monthly fee if you deposit at least $5,000 per month.
• NAB Gold Visa Debit card with payWave at no extra cost, so you can shop wherever Visa is accepted.
• Unlimited access to your money through NAB Internet Banking or NAB Telephone Banking, in any branch, through our ATM network (including rediATMs), using EFTPOS, or through an optional chequebook..
• No fees for using overseas ATMs. Just check for the PLUS sign.
• No fee for transactions in foreign currencies.
• A range of complimentary insurances with your NAB Gold Visa Debit card.
• The option to add a personal overdraft for those times you need a little extra cash.
• You're protected from fraud by our NAB Defence security promise.